by The Guiding Wealth Team | Apr 22, 2026 | Financial Planning, Retirement
You just got the news: You’ve received a promotion, a great performance review with a pay bump, or a bonus is hitting your account. Congratulations! Of course, one of the first questions when you get a pay increase is: What do I actually do with this? For most people,...
by The Guiding Wealth Team | Apr 8, 2026 | Family, Retirement
If you’ve ever thought about working with a financial planner but weren’t sure where to start, or felt unsure whether you were even asking the right questions, you’re not alone. Financial planning can feel overwhelming, and the terminology alone is enough to stop...
by The Guiding Wealth Team | Mar 25, 2026 | Family, Retirement
Nearly half of all parents with adult children are experiencing something that needs to be talked about. These parents are in their late 40s or 50s, they’ve maxed out their retirement accounts, and focused on paying down their own debt or mortgage. They might have a...
by The Guiding Wealth Team | Mar 11, 2026 | Financial Planning
You’ve started the work of getting your own finances together. Your retirement accounts are organized, your beneficiaries are updated, you know where your will is stored. Maybe you’ve even had conversations with your spouse about what would happen in an emergency. But...
by The Guiding Wealth Team | Feb 25, 2026 | Financial Planning
When finances feel stressful, uncertain, or “off track,” the stock market often gets the blame. Headlines reinforce this narrative. Markets swing, interest rates change, inflation goes up, and there’s always economic uncertainty. It can feel as though financial...
by The Guiding Wealth Team | Feb 11, 2026 | Financial Planning
Financial Flexibility vs. Financial Optimization: Planning for Today & Tomorrow Many people reach a point in their financial lives where, on paper, everything looks solid. Income is steady or growing, savings are automated, debt is manageable or shrinking, and...
by The Guiding Wealth Team | Jan 28, 2026 | Financial Planning
Why Working With a Financial Planner Still Matters Even If You Don’t Invest “I don’t invest much in the stock market, and I haven’t really started planning for retirement yet, so I’m not sure a financial planner makes sense for me.” This is a common objection to the...
by The Guiding Wealth Team | Jan 14, 2026 | Financial Planning, Retirement
Many people think retirement planning revolves around one number — usually age 65. It’s often treated as a finish line: work until that age, retire, and everything else falls into place. In reality, retirement doesn’t work that way for most people! According to the...
by The Guiding Wealth Team | Dec 10, 2025 | Financial Planning
Tips for Setting Your 2026 Financial Goals Each year brings new opportunities, new challenges, and new questions about how to use your money wisely. That’s why setting intentional financial goals for 2026 can be so impactful. At this stage of life, you might find...
by The Guiding Wealth Team | Nov 12, 2025 | Financial Planning, Retirement
Hate Budgeting? Cash Flow Planning Might Be the Answer Many people believe that having a budget is essential for maintaining a good handle on their finances. According to research conducted by the CFP Board, approximately 68% of consumers believe a budget would help...
